Newsletters

Fifty-seven percent of American workers have saved less than $25,000 for retirement, and 28% have saved less than $1,000.

Source: Employee Benefit Research Institute, 2013

Will you outlive your retirement income? Are your financial expectations for the coming year realistic?

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics. Simply click on one of the newsletter topics below to read the article in its entirety.

April

  • HOT TOPIC: Looking Beyond the Bull Market

    When the latest “bull market” for U.S. stocks reached the five-year mark on March 9, 2014, the S&P 500 had risen 177% — and only five bulls have lasted longer. This Special Report explains how bull and bear markets are generally defined, compares recent stock performance to historical market trends, and warns about the difficulty of predicting the future direction of financial markets.

  • An Interest in Lending

    The basics of bonds including the advantages and risks of U.S. Treasury, municipal, and corporate bonds.

  • Paying for Giving

    When it comes to taxes, the giver could face tax liabilities that do not apply to the receiver.

  • Retirement Risks to Consider

    The road to a comfortable retirement is full of risks, and they don’t end when you stop working.

  • Cleaning Up Your Financial Records

    Make it easier to find financial documents when you need them with these organization tips.

  • Entrepreneurs Get Back in the Game

    Start-up activity rose to a 14-year high in 2012; some first steps for turning an idea into a profitable business.

March

February

January

December

November

October

September

August

  • HOT TOPIC: Airline Consolidation

    This article examines the potential effects of airline consolidation for investors, consumers, and the broader U.S. economy.

  • Making Sense of Auto Financing

    Buyers who intend to finance a new car purchase should generally shop carefully for the best price and terms.

  • A Will to Help Your Children

    This article explains the importance of a will, and why families who have children with special needs might also consider a special-needs trust.

  • Shunning Stocks May Come with a Cost

    Why avoiding stocks altogether could prevent a portfolio from keeping pace with inflation.

  • Tax-Conscious Investing

    How a mix of taxable and tax-deferred accounts could help reduce the effect of taxes on an overall portfolio.

  • Orchestrating an Exit

    Devising a written business succession plan could ultimately benefit the owner, the owner’s family, and possibly the employees.

July

  • HOT TOPIC: Cybercrime Update

    This article focuses on debit- or credit-card fraud and identity theft, including steps you can take to help safeguard your personal information and financial accounts.

  • Investors as Corporate Citizens

    Sustainability has become a fundamental business goal for many corporations throughout the world, driven in part by investors.

  • Keeping Talent On Board

    An executive bonus plan funded with cash-value life insurance could be used to reward and help retain a company’s most valuable employees.

  • America’s Pension Problems

    A closer look at how pensions operate and why it might not be wise to rely solely on a pension when assessing retirement income needs.

  • Energy Update: Natural Gas Boom

    The potential implications of how shifts in energy production, consumption, and policy could affect supplies and prices in the future.

  • Target-Date Funds Keep Retirement in Sight

    Examine target-date funds and why funds with the same target date are not all the same.

June

May

  • HOT TOPIC: Sequester Under Way

    The sequestration (mandated federal budget cuts) could affect you, your community, and the U.S. economy in general.

  • Fraud Never Sleeps

    Fraud accounted for more than half of the 1.8M consumer complaints received by the Federal Trade Commission in 2011.

  • Moving On and Rolling Over

    Transitioning workers must decide what to do with savings accumulated in their employer-sponsored retirement plans.

  • Signs That You May Not Be Ready to Retire

    Some warning signs that you might not be ready to go full speed ahead with the transition from worker to retiree.

  • Sector Investing

    The composition, risks, and portfolio roles of sector funds typically differ from broader-based stock funds.

  • Businesses Face Health-Care Decisions

    Both large and small business owners may want to pay attention to the Affordable Care Act’s tax implications.